Strange, Unusual, And Exciting Gift Ideas

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Have you ever needed to buy a gift for a person, but you didn’t really know what they wanted. Or maybe they are that person who has “everything”. Well, I bet you’ll find something in these gift ideas that they don’t have!

Personalized Mouse pad

You can buy custom printed mouse pads on various websites. Think outside the box and think of a design for the mouse pad that is totally and completely   unique . If you need help designing it, you can probably get a computer geek friend to do you a design with Photoshop.

Custom Cartoons

Another great gift idea is a custom cartoon. You can get the customized cartoon printed on a variety of mediums. The important thing is designing a cartoon that the person will enjoy. If you know the person well, though, that shouldn’t be to hard.

Sabotaged picture

A sabotaged picture? Yep. Also known as a “Photoshopped picture” it’s a picture where you use image editing software to modify a picture or pictures. If you don’t have the necessary skills, anyone with expertise in graphic design should be able to do it for you. The possibilities are endless, too. You could create a picture of them standing next to Elvis, or Ronald Reagan, or anyone they respect but have never met.

Any Customized Gift

There are many gifts that you can get customized so that they are truly  unique . T-shirts, mouse pads, coffee mugs, bumper stickers, ink pens, and screen savers are just a few items that you turn into a  unique , memorable gift.

Photo Mosaic

A photo mosaic is a photograph that is converted into an image made of many smaller images. For example, the mosaic may look like you from a distance, but upon close examination, it is actually made of hundreds of different photos of computers.

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The Importance of a US Bank Account For a Non Resident

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In this article we would try to examine some of the benefits of a US bank account to a foreigner or non resident. Why is it that everywhere you go online now be it at the forums or search engines, you see a lot of folks looking for information on this?

This has led to a lot e-books on the topic. Many people are writing and selling this info online. Yours truly even wrote and sold one some few years back. We want to examine some of the reasons for the attraction. What is so   unique  or attractive that many people online are now trying to get a US bank account even if it is a basic one like a savings account?

In answering the question, I want to start by saying the internet has changed nearly everything about the way we live. Gone re the good old day where it was okay to just live within the confines of your geographical locality. Not anymore! Everything has changed, thanks to the internet which has joined us all together to form the so called one global village.

In the past if you had a bank account in your locality, that was enough. Not anymore as you now could easily sell or work all over the world online via the internet. You could now set up a shop online and sell to people all over the world 24 hours a day, seven day a week and 30 days a month, in fact round the year.

With the above scenario, you need a financial system or solution outside of the one in your locality or country. You have now gone international. Hence he need for an account with banks and financial institutions outside your country. When then US and not pother countries? The answer is very simple. The vast majority of online companies, those that matters are all based or headquartered in the US. Just take a look at the top 10 web companies from Google, eBay, Amazon, Facebook, Yahoo, all these are US based.

When you are online working, trading or doing business, you want to be working with the companies that matters. They are all based in the US. When it comes to pay you is when you realize the complexity of the whole thing if you do not have a presence or at least a bank account in the US.

Take for instance you sell online and get your card payments via any of the 3rd credit card payment processing companies like ClickBank, 2Checkout.com, Plimus.com, PayPal, SHARE-it.com, you need a US bank account so that you can get your payment fast. They are all based in the US. Also take for instance that you are an Affiliate marketer, most of the Networks too like Amazon.com, Commission Junction, ClickBank, etc. are all US companies.

The difference between getting paid via a US bank account or its alternative solutions and the customary method of being sent a check is about an interval of 10 weeks. Incredible, but that is the reality on ground. If you have a US bank account, you are simply going to be paid by what they call direct deposits or ACH (automated clearing house) system.

This method takes just 2-3 days and mostly it is free of charge. But for all the others outside of the US who do not have a US bank account, a check would be cut and mailed to you. You get this check in 3-4 weeks depending on your location and then lodge it in with your local bank who again send it back to the US for collection. Remember the checks are drawn on banks in the US and not your local banks. This can take another 3-4 weeks to get back to the US.

In US it goes for clearing, and then if good it is credited to your local bank’s Agent or correspondent account in the US. The agent will now pass the credit to your local bank who in turn will credit your account. In all you would be looking at 10 weeks before you can get the money paid you by the US company.

So what is the solution? Get a US bank account if you want to flourish or make money online. Without this you are doomed and would sooner or later quit the Net out of frustration. I have a US bank account even as a non resident, what happens is that I am paid by ACH or direct deposits and when in 2-3 days the money hits my US bank account, I simply withdraw from a local ATM in my country using the ATM card that the US bank gave me.

This is the main reason many people online are looking for a US Bank account solution or its alternative. they want to receive the monies from their online endeavors cheaply and in a timely manner. They are other benefits like the savings on clearing your checks which could be in the region of $100-$150 per check. Add up that if you get 20-30 checks per annum.

With a US bank account it is easy to sell on eBay, and get paid by PayPal. A lot of people in the US (the number one market) online will find it easy paying you and so on. Hope you have seen some of the benefits of a US Bank account for a foreigner or non resident.

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Top Online Casino Payout Rates

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Most all top online casinos voluntarily subject themselves to regular audits (usually monthly) by a qualified and reputable third party firm, such as Pricewaterhouse Coopers (PwC). These audits generally focus on two aspects of the online casino’s operations: their random number generator and their payout rates. The latter — payout rates — is the subject of this article.

An online casino’s payout rates are displayed as a percentage — that being the percentage of incoming wagers that are paid out in winnings. As you can imagine, the higher the payout rates, the better. The top online casinos are often considered so, in part, precisely because they offer the highest payout rates.

A top online casino with the highest payout rate in video poker may not have the best payout rate for slots. Payout rates vary within top online casinos for each individual game. If you’re planning on joining a top online casino for a specific game — be it poker, craps, baccarat, video poker, roulette, blackjack, slots, keno, or any other top online casino game — check the top online casino’s payout percentages for that specific game.

Top Online Casino Payout Rates Overall: Grand Online Casino (98.42%), Golden Palace Online Casino (98.15%), Sands of the Caribbean (98.11%), USA Casino (98.09%), 32Red Casino (97.97%), Ladbrokes Casino (97.68%), Casino-on-Net (97.63%), InterCasino (97.13%).

Top Online Casino Payouts for Slots: Slotland (98.00%), Casino Las Vegas (97.50%), Golden Palace Online Casino (97.18%), Royal Vegas Online Casino (96.59%), Aztec Riches Casino (96.51%), Yukon Gold Casino (96.31%), Shark Casino (96.49%), Casino Kingdom (96.15%), Ladbrokes Casino (96.03%).

Top Online Casino Payouts for Video Poker: Jackpots in a Flash Casino (99.53%), Lucky Nugget Online Casino (99.11%), Crazy Vegas Casino (99.07%), Lucky Emperor Casino (99.03%), 7 Sultan Casino (99.00%), Royal Vegas Online Casino (98.77%), Swiss Casino (98.70%), Spin Palace (98.60%), RiverBelle Casino (98.59%), Roxy Palace Online Casino (98.58%).

Top Online Casino Payout at Table Games: Casino Kingdom (99.62%), Mummys Gold Casino (99.52%), Aztec Riches Casino (99.22%), 3 Diamond Casino (99.19%), 49er Casino (99.10%), Casino Domain (99.01%), Challenge Casino (98.98%), Crazy Vegas Casino (98.91%), Cherry Casino (98.69%), Captain Cooks (98.57%).

Top online casinos that get their payout rates audited will almost always publish the results of each audit on their website for anyone — member or non-member — to view. They’ll even keep archives of all their past audits, also open to public viewing.

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